STATE LAW – OREGON LIBRARY – GUIDE 10
Oregon Insurance Agents & Failure to Procure Coverage
Oregon build draft. When expected coverage is absent or materially different from what was requested, the procurement record may matter independently from interpretation of the policy actually issued.
Oregon insurance producers can be liable for negligent procurement
An agent or broker who undertakes to obtain requested insurance must use reasonable care in carrying out that undertaking. A procurement claim should identify the coverage requested, what the producer agreed to obtain, what was actually issued, and whether the alleged failure caused the uncovered loss.
The producer relationship should be documented
Applications, proposals, renewal communications, recommendations, and representations are important evidence in determining the scope of the producer’s undertaking.
PUBLIC-INTEREST LEGAL EDUCATION
VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.
Official Sources
Verify current Oregon law at the source
The reviewed Oregon guide content above is preserved. Use current statutes, insurance regulation, controlling cases and the operative policy before legal reliance.
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