STATE LAW – OREGON LIBRARY – GUIDE 15
Oregon Rideshare & Transportation Network Coverage
Oregon build draft. Rideshare coverage can change by digital-network status, including app-off, waiting-for-request, accepted-ride, pickup and passenger-transport phases.

Oregon requires TNC-provided PIP during transportation services
ORS 742.520 requires a transportation network company to provide a motor-vehicle liability policy with PIP benefits for each affiliated driver. During transportation services, that PIP must cover the driver, passengers, and pedestrians struck by the vehicle.
Personal auto policies may exclude TNC activity
ORS 742.520 also permits a personal auto insurer to exclude coverage, including PIP, for losses occurring while the driver is providing transportation services for compensation in affiliation with a TNC. The TNC policy, personal policy, and any local transportation-program requirements should therefore be reviewed together.
PUBLIC-INTEREST LEGAL EDUCATION
VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.
Official Sources
Verify current Oregon law at the source
The reviewed Oregon guide content above is preserved. Use current statutes, insurance regulation, controlling cases and the operative policy before legal reliance.
Citizen crossroads
